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Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and ThinkAI, Inc. ("Company," "we," "our," or "us") regarding your use of our corporate resource management platform, associated services, and any related software, applications, or tools (collectively, the "Services").

By accessing, using, or registering for our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you may not access or use our Services.

These Terms apply to all users of our Services, including but not limited to individual users, corporate administrators, system integrators, and any other parties who interact with our platform. Your organization's use of our Services may also be governed by a separate Master Service Agreement or Enterprise License Agreement, which will take precedence over these Terms in case of conflict.

We reserve the right to modify these Terms at any time in accordance with the procedures outlined in the "Changes to Terms" section below. Your continued use of our Services following any such modifications constitutes your acceptance of the revised Terms.

Description of Services

ThinkAI provides a comprehensive, cloud-based corporate resource management platform designed to help enterprises optimize their asset management, risk monitoring, and decision-making processes. Our Services include:

  • Real-time asset valuation and portfolio monitoring with advanced analytics and market data integration
  • Dynamic risk assessment and alerting systems with predictive modeling and automated notifications
  • Centralized resource dashboard with customizable views, reporting tools, and performance metrics
  • AI-powered conversational assistant for data interpretation, guidance, and intelligent recommendations
  • Curated knowledge library with contextual articles, best practices, and industry insights
  • Data-driven insights and reporting tools with export capabilities and API access
  • Integration capabilities with third-party enterprise systems and data sources
  • Mobile applications and responsive web interfaces for multi-device access
  • Administrative tools for user management, security controls, and system configuration

Our Services are provided on a subscription basis and may include different tiers of functionality, user limits, and support levels as outlined in your specific service agreement. We continuously update and improve our Services, and new features may be added or existing features may be modified or discontinued with appropriate notice to users.

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time, with or without notice, for reasons including but not limited to maintenance, security updates, legal compliance, or business considerations. We will make reasonable efforts to provide advance notice of significant changes that may impact your use of the Services.

User Accounts and Registration

Account Creation and Eligibility

To access our Services, you must create an account by providing accurate, complete, and current information as requested in our registration process. You represent and warrant that:

  • You are at least 18 years old and have the legal capacity to enter into this agreement
  • You have the authority to bind your organization to these Terms if registering on behalf of an entity
  • All information you provide is accurate, truthful, and complete
  • You will maintain and update your account information to keep it accurate and current
  • Your use of the Services will comply with all applicable laws and regulations

Account Security and Responsibilities

You are solely responsible for maintaining the confidentiality and security of your account credentials, including usernames, passwords, and any other authentication methods. You agree to:

  • Use strong, unique passwords and enable multi-factor authentication when available
  • Not share your account credentials with unauthorized individuals
  • Immediately notify us of any unauthorized use of your account or security breaches
  • Accept full responsibility for all activities that occur under your account
  • Log out of your account when using shared or public devices
  • Regularly review your account activity and report any suspicious behavior

Account Termination and Suspension

We may suspend, restrict, or terminate your account and access to our Services immediately and without prior notice if:

  • You violate these Terms or any applicable laws or regulations
  • Your account is used for fraudulent, harmful, or illegal activities
  • You fail to pay applicable fees or charges when due
  • We reasonably believe that continued access poses a security risk to our Services or other users
  • You provide false or misleading information during registration or account updates

You may terminate your account at any time by following the account closure procedures in your account settings or by contacting our support team. Upon termination, your right to access and use our Services will cease immediately.

Acceptable Use Policy

You agree to use our Services only for lawful purposes and in accordance with these Terms. You are prohibited from using our Services to:

  • Violate any applicable federal, state, local, or international laws or regulations
  • Infringe upon or violate intellectual property rights, privacy rights, or other proprietary rights
  • Upload, transmit, or distribute malicious code, viruses, or other harmful software
  • Attempt to gain unauthorized access to our Services, systems, or networks
  • Interfere with or disrupt the integrity or performance of our Services or third-party systems
  • Collect or harvest personal information about other users without their consent
  • Use our Services to compete with us or develop competing products or services
  • Share account credentials with unauthorized parties or create multiple accounts
  • Reverse engineer, decompile, or attempt to extract source code from our Services
  • Remove, alter, or obscure any proprietary notices or labels on our Services
  • Use automated systems or bots to access our Services without explicit permission
  • Engage in any activity that could damage our reputation or business relationships

We reserve the right to investigate any suspected violations of this Acceptable Use Policy and to take appropriate action, including but not limited to removing content, suspending accounts, and cooperating with law enforcement authorities.

Data Ownership and Privacy

Your Data Rights

You retain all ownership rights to the data, content, and information that you upload, input, or otherwise provide to our Services ("Customer Data"). By using our Services, you grant us a limited, non-exclusive, royalty-free license to process, store, and use your Customer Data solely for the purpose of providing our Services to you.

Data Processing and Security

We implement industry-standard security measures to protect your Customer Data, including encryption, access controls, and regular security assessments. However, you acknowledge that:

  • No system is completely secure, and you use our Services at your own risk
  • You are responsible for maintaining appropriate backups of your critical data
  • We are not liable for data loss resulting from your actions or third-party services
  • You must comply with applicable data protection laws when using our Services

Privacy Policy Integration

Our collection, use, and protection of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Services, you consent to the data practices described in our Privacy Policy.

Data Retention and Deletion

We will retain your Customer Data for as long as your account is active and as necessary to provide our Services. Upon account termination, we will delete your Customer Data within a reasonable timeframe, subject to legal requirements and legitimate business needs. You may request data deletion at any time by contacting our support team.

Payment Terms and Billing

Fees and Charges

Use of our Services may be subject to subscription fees, usage charges, and other costs as outlined in your specific service agreement or pricing schedule. You agree to:

  • Pay all applicable fees and charges when due according to the billing terms
  • Provide accurate and current billing information, including payment methods
  • Notify us immediately of any changes to your billing information
  • Pay any applicable taxes, duties, or other governmental charges
  • Reimburse us for any collection costs or legal fees incurred due to non-payment

Billing and Payment Processing

Unless otherwise specified in your service agreement, fees are billed in advance on a monthly or annual basis. Payments are processed automatically using your designated payment method. You authorize us to charge your payment method for all applicable fees and charges.

Late Payments and Suspension

If payment is not received when due, we may:

  • Charge late fees as specified in your service agreement
  • Suspend your access to our Services after providing reasonable notice
  • Terminate your account for continued non-payment
  • Pursue collection through third-party agencies or legal action

Refunds and Cancellations

Refund policies are outlined in your specific service agreement. Generally, fees are non-refundable except as required by applicable law or as specifically stated in your agreement. You may cancel your subscription at any time, but cancellations will be effective at the end of your current billing period.

Intellectual Property Rights

Our Intellectual Property

ThinkAI and our licensors own all rights, title, and interest in and to our Services and related intellectual property, including:

  • Software, algorithms, source code, and proprietary technologies
  • Trademarks, service marks, logos, and brand elements
  • User interfaces, designs, and visual elements
  • Documentation, training materials, and knowledge base content
  • Proprietary methodologies, processes, and business logic
  • Data models, analytics frameworks, and AI algorithms
  • Patents, trade secrets, and other proprietary information

Limited License Grant

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services solely for your internal business purposes. This license does not include the right to:

  • Sublicense, distribute, or make our Services available to third parties
  • Modify, adapt, or create derivative works based on our Services
  • Reverse engineer, decompile, or disassemble our Services
  • Remove or alter any proprietary notices or labels
  • Use our Services for competitive analysis or benchmarking

Feedback and Suggestions

Any feedback, suggestions, ideas, or other input you provide regarding our Services ("Feedback") will be deemed non-confidential and non-proprietary. You grant us a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate such Feedback into our Services without restriction or compensation to you.

Third-Party Content

Our Services may include or provide access to third-party content, services, or integrations. We do not control or endorse such third-party content and are not responsible for its accuracy, legality, or appropriateness. Your use of third-party content is subject to the terms and conditions of the respective third parties.

Disclaimers and Warranties

Service Availability

Our Services are provided "as is" and "as available" without warranties of any kind. While we strive to maintain high availability, we do not guarantee that our Services will be uninterrupted, error-free, or completely secure at all times.

Disclaimer of Warranties

To the maximum extent permitted by applicable law, we disclaim all warranties, express or implied, including but not limited to:

  • Warranties of merchantability, fitness for a particular purpose, and non-infringement
  • Warranties regarding the accuracy, reliability, or completeness of our Services
  • Warranties that our Services will meet your specific requirements or expectations
  • Warranties regarding the security or privacy of data transmitted through our Services
  • Warranties concerning third-party content, services, or integrations

Limitation of Liability

To the maximum extent permitted by law, our total liability to you for any claims arising from or related to these Terms or your use of our Services shall not exceed the amount you paid us for the Services in the 12 months preceding the claim. In no event shall we be liable for:

  • Indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Business interruption or loss of goodwill
  • Costs of procurement of substitute services
  • Any damages arising from third-party actions or services

Professional Advice Disclaimer

Our Services provide analytical tools, insights, and information but do not constitute professional advice, including financial, investment, legal, or accounting advice. You should consult qualified professionals for specific guidance related to your business decisions and circumstances.

Indemnification

You agree to defend, indemnify, and hold harmless ThinkAI, its affiliates, officers, directors, employees, agents, and representatives from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

  • Your use or misuse of our Services in violation of these Terms
  • Your violation of any applicable laws, regulations, or third-party rights
  • Your Customer Data or any content you submit, upload, or transmit through our Services
  • Your breach of any representations, warranties, or obligations under these Terms
  • Any negligent or wrongful acts or omissions by you or your authorized users
  • Any disputes between you and third parties related to your use of our Services
  • Your failure to comply with applicable data protection or privacy laws

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims. This indemnification obligation will survive termination of these Terms.

Termination

Termination by You

You may terminate your account and these Terms at any time by:

  • Using the account closure functionality in your account settings
  • Contacting our customer support team with a termination request
  • Providing written notice of termination as specified in your service agreement

Termination will be effective at the end of your current billing period unless you have violated these Terms, in which case termination may be immediate.

Termination by Us

We may terminate or suspend your access to our Services immediately and without prior notice if:

  • You materially breach these Terms and fail to cure such breach within 30 days of notice
  • You engage in conduct that we reasonably believe is harmful to our business or other users
  • You fail to pay applicable fees or charges when due
  • We are required to do so by law or legal process
  • We decide to discontinue our Services or cease business operations

Effect of Termination

Upon termination of these Terms:

  • Your right to access and use our Services will cease immediately
  • We may delete your Customer Data after a reasonable period, subject to legal requirements
  • You remain liable for all fees and charges incurred prior to termination
  • Provisions that by their nature should survive termination will continue in effect
  • We may provide you with a reasonable opportunity to export your Customer Data

General Provisions

Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in San Diego County, California.

Dispute Resolution

Any disputes arising from or related to these Terms or our Services will be resolved through binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitration will be conducted in San Diego, California, except for claims that may be brought in small claims court.

Changes to Terms

We may modify these Terms at any time by posting the updated Terms on our website and notifying you through email or our Services. Material changes will be effective 30 days after notice, while non-material changes will be effective immediately. Your continued use of our Services constitutes acceptance of the modified Terms.

Severability and Waiver

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect. Our failure to enforce any provision of these Terms will not constitute a waiver of our right to enforce such provision in the future.

Entire Agreement

These Terms, together with our Privacy Policy and any applicable service agreements, constitute the entire agreement between you and ThinkAI regarding your use of our Services and supersede all prior or contemporaneous communications and proposals.

Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms and our rights and obligations hereunder at any time without restriction, including in connection with a merger, acquisition, or sale of assets.

Contact Information

For questions about these Terms of Service, legal matters, or any other inquiries, please contact us through any of the following methods:

Legal Department Email: legal@thinkai.com

General Inquiries: info@thinkai.com

Phone: +1 (619) 724-8630

Mailing Address:
ThinkAI, Inc.
Legal Department
2836 Menlo Ave
San Diego, CA 92105
United States

Our legal team will respond to your inquiry within 5 business days and work with you to address any questions or concerns you may have about these Terms of Service.